Dental insurance is an essential part of maintaining oral health. Most dental insurance plans cover many essential services, but some major services may not. If you don’t have dental insurance, you might be wondering what your options are. What do some of the best dental insurance plans cover? What can you do if you don’t have dental insurance?
Our dental team will be happy to answer any of your dental insurance questions. So give our office a call today.
What Insurance does Strull Oral Surgery accept?
Strull Oral Surgery accepts most PPO insurance plans. Provide us with your insurance information when you book an appointment, and we can let you know how much your provider will likely cover. We can file the claim directly to help make the process easier for you.
What if I don’t have dental insurance?
Many patients do not have dental coverage, but we believe they still deserve access to good oral health. We pride ourselves on having some of the most affordable prices in the Louisville and Seymour communities. If you don’t have insurance, financing like CareCredit can help you break up payments into manageable monthly installments. Give us a call, and our payment coordinator can help you find a plan that will work for your specific needs.
What do most dental insurance plans cover?
Most dental plans will cover 50% to 80% of preventative and restorative care costs. While a simple extraction is likely covered in full, primary restorative care like root canals, dental implants, and dental crowns are usually only partially covered. Your insurance will also contribute to new patient consultations and exams. Make sure to have your insurance information available when you call to schedule an appointment.
Dental Care Procedures Not Covered by Dental Plans
While dental insurance can help offset the cost of essential services, many of them are not covered by many plans. This can include cosmetic procedures like teeth whitening, braces, or oral surgery. Patients can be left with high costs. While some procedures may not be essential, others can be necessary for good oral health.
For example, many insurance plans will not cover dental sealants used to prevent cavities in young children’s teeth. As a result, parents may need to pay for this procedure out of their own pockets. In addition, dental insurance often has waiting periods when getting more extensive work, meaning that patients may need to pay for these procedures upfront.
Understanding My Dental Coverage
When your purchase dental insurance, it’s important to under the details of your dental plan. Dental insurance can be a complex and confusing topic for patients, so it is essential to have a clear and concise resource to help them understand its benefits. While most dental practices will have a staff member familiar with dental insurance, outside organizations can also help.
For example, the National Association of Dental Plans offers free resources on their website that patients can use to learn more about dental insurance. In addition, many state dental associations also provide educational materials on their websites. By educating themselves on their dental insurance benefits, patients can ensure that they are getting the most out of their coverage. Patients can also contact their dental insurance company to fully understand their dental benefits and the associated dental care costs.
Talk to Our Staff at Strull Oral Surgery About Your Dental Health Coverage
Our office accepts plans from most major insurance carriers. Our staff can help you understand your dental benefits plan, so you know your out-of-pocket costs upfront. Whether you need preventive care or major dental services, we are here to help.
Call our Indiana team at 812-497-8284.
Call our Kentucky team at 502-273-5310.